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MFN Credit Repair - Raise Your FICO Scores!
from MFN Credit Repair
At the end of this report, you may order our service for credit repair!
from MFN Publishing
copyright 2005 by Greg Nichols
Credit repair is not magical. It takes patience, and a good attitude. But it works!
A testimonial:
"We had totally ruined our credit, and our scores were about 488. That is lower than low. We had 42 items of derogatory credit, and we ordered MFN Credit Repair. The first wave of challenges made by MFN caused 19 derogatories to be removed from our credit report, in under 40 days. These ranged from duplicates to erroneous addresses, to many late payments that were our fault."
S & P Holden, KS.
"Every time MFN sends off a group of challenges, I get about 5-10% more derogatory items off my credit. In one more year, my credit will be near perfect. Thanks MFN for the knowledge and skill you use to help my credit file."
K. Scoggins, OH.
MFN Credit Repair!
The government says you may challenge your inaccuracies.
In credit repair, the repair person challenges all derogatories you have. The ones that cannot be verified in a reasonable time must come off your report. Get it?
The derogatories get deleted. It is that easy.
The federal laws work to your benefit, even if you were at fault.
Bad credit gets repaired.
Good credit can get better.
For a basic lesson below, read on!We at MFN have helped many get their credit cleaned up. You can have good credit again. You have good credit? How are your FICO scores? If yours are 700, you can get them to 800. Most people average around 650. That is OK, but over 700 is very desirable. You will get the best breaks and consumer savings if your credit scores are at least 700.
Your scores may be 500, or even 450. You have a distance to go. You need this training the most. First, freeze your spending. Do not use your credit cards, except to pay for this product, which you then pay off within the month. The following suggestions will get your scores up over time. If you have high scores, they will get higher.
1) Freeze spending unless absolutely necessary. Then, add extra cash to your credit card payments. Reduce them faster than usual.
WAIT, I THOUGHT CREDIT REPAIR WAS TO GET BAD THINGS OFF MY CREDIT!
Yes, that is true, but just removal of bad or derogatory reporting will not necessarily improve your scores. We will do that for you, but you are the worst enemy of your credit. Having financially healthy practices is the first way to fix credit.
2) Do not be late ever again. Know when your cards and loans are late, and also know the exact day they are 30 days late. That is when they can report you, is when they are 30 days late, and not before. Be diligent to know all about your bills.
3) Set a goal that each credit card will not exceed 50% of the high credit limit. The score keepers are aware of this fact about you, so you can get results with their system and beat them at their own game.
4) Do not let your credit be run by anyone, (except MFN)! Inquiries can cost you score points. If you run your own at the 3 main credit agencies, it does not count against you.
5) Consider a real estate debt consolidation if your credit is good enough. The bills you pay off will reduce your consumer debt, even though it raises your mortgage. This seems to boost scores for people. Be very wise about mortgages though, do not rush into this one. More will be shared on this later.
6) Understand that there are federal laws that tie the hands of the credit bureaus and benefit you. MFN knows how to work these for your benefit.
These were steps so you understand your credit and your credit scores, and how to get them healthy.
Here what another satisfied customer has to say about our credit repair:
"I ordered MFN Credit Repair even though I already had decent credit. My scores went up about 70 points, and I got a 5 year old 60 day late removed. I went from a 640 score to a 710 score. MFN Credit Repair really has something here. I now get zero% offers from credit card firms every week."
J. Eldridge, MA.
End of Free Report!